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Razorpay Appoints New CTO: Saurabh Dwivedi Steps Up

TSI Desk by TSI Desk
June 30, 2025
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Razorpay Appoints New CTO: Saurabh Dwivedi Steps Up
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MobiKwik Elevates Saurabh Dwivedi to CTO: A Strategic Move in Fintech Innovation

Gurugram-based fintech firm MobiKwik has announced a significant leadership change by promoting Saurabh Dwivedi to the role of Chief Technology Officer (CTO). This move aims to fortify the company’s core operations and accelerate product innovation. With Dwivedi at the helm, MobiKwik is poised to leverage technology for strategic growth.

Who is Saurabh Dwivedi?

Saurabh Dwivedi joined MobiKwik in August 2023 as Senior Vice President of Engineering for the payments division. His promotion to CTO reflects his pivotal role in enhancing infrastructure scalability and developing new products. Dwivedi’s prior experience at MakeMyTrip, where he scaled the travel platform’s technical infrastructure, underscores his capability in managing large-scale, complex transactional platforms.

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Focus on AI and Innovation

MobiKwik is prioritizing artificial intelligence (AI) as a key growth driver this year. Dwivedi is leading initiatives in AI-assisted product development, efficient collections, and customer delight. These efforts are designed to accelerate the company’s go-to-market strategy, boost revenue, and expand margins through automation.

  • AI-Assisted Product Development: Enhancing user experience and operational efficiency.
  • Efficient Collections: Streamlining processes to improve financial outcomes.
  • Customer Delight: Leveraging AI to personalize and enhance customer interactions.

Leadership in Technology

Dwivedi’s leadership will span four key verticals: Payments, Financial Services, Core Platform, and Infrastructure & Information Security. His vision is to build a unified yet flexible infrastructure that caters to diverse business needs while maintaining reliability and innovation.

“I am honored to take on this expanded role and excited to shape our AI-powered technology vision,” said Dwivedi. His focus is on creating a robust infrastructure that supports MobiKwik’s diverse fintech offerings.

Dhruv Wadhera’s Promotion

Alongside Dwivedi’s promotion, MobiKwik has elevated Dhruv Wadhera to Senior Vice President of Offline Payments. Wadhera has been instrumental in expanding MobiKwik’s offline payments across smaller towns and rural regions in India. His background includes senior roles at Zomato and successful ventures in the threads and paper hygiene sectors.

“The offline payments space presents an enormous opportunity to empower SMEs and MSMEs across Bharat,” Wadhera stated, emphasizing the potential for digital transformation in India’s heartland.

Strategic Implications for MobiKwik

These leadership changes are strategic moves to strengthen MobiKwik’s position in the fintech landscape. By focusing on AI and expanding offline payments, MobiKwik aims to serve a broader user base and enhance its technological capabilities.

  • AI as a Growth Driver: MobiKwik’s emphasis on AI reflects a broader industry trend where fintech companies are using technology to streamline operations and enhance customer experiences.
  • Expansion in Rural India: By targeting smaller towns and rural areas, MobiKwik is tapping into a vast, underserved market, aligning with India’s digital transformation goals.

Insights and Future Prospects

MobiKwik’s strategic focus on AI and offline payments showcases its commitment to innovation and growth. The leadership of Dwivedi and Wadhera is expected to drive the company forward, positioning it as a key player in the fintech sector.

Questions to Consider:

  • How will AI reshape the fintech landscape in the coming years?
  • What are the challenges and opportunities in expanding digital payments to rural areas?

For more information on MobiKwik’s initiatives, visit MobiKwik.

By focusing on technological innovation and strategic leadership, MobiKwik is set to navigate the dynamic fintech landscape successfully.

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TSI Desk

TSI Desk

The TSI News Desk is the heart of Tech Scoop India, a dedicated team of tech-savvy writers, editors, and analysts passionate about delivering the latest and most impactful technology news. Committed to curating accurate, timely, and insightful content, the TSI News Desk ensures that readers stay ahead of trends in the ever-evolving tech landscape. From breaking stories on Indian startups to in-depth reviews of cutting-edge software by Indian companies, the team prides itself on its journalistic integrity and expertise. TSI News Desk is where technology meets trust.

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